Economic and Geopolitical Challenges
The insurance industry is entering 2026 in a context marked by economic and geopolitical volatility, increasing frequency and severity of natural events, and rising client expectations, according to the latest Deloitte report. Companies in the sector are compelled to rethink operational models, portfolios, and how they engage with stakeholders.
In the property & casualty (P&C) segment, margin pressures will continue, while premium growth is expected to slow until 2026 due to intensified competition, limited rate increases, and emerging costs ranging from tariffs to reserve adjustments. In advanced European markets such as France, Germany, and the UK, return on equity is projected to rise in 2025, yet margins in personal and commercial lines may deteriorate due to trade uncertainties, supply chain bottlenecks, and workforce shortages. In the U.S., the combined ratio is expected to gradually worsen in 2025–2026 after a strong 2024 underwriting performance.
Read full article here: turnovernews.com
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