Revolut reports record profit in 2025, with Romania ranking third among key markets

Revolut reported a record profit of $2.3 billion in 2025, according to its annual report cited by Economedia.

CEO Nik Storonsky stated that the results confirm a diversified and scalable business model, capable of sustaining rapid growth and strong profitability.

Strong performance and high margins

Read also: BRD reports RON 1.54bn net profit in 2025, strengthening its market position

According to CFO Victor Stîngă, the company achieved a 38% pre-tax profit margin, supported by 11 business lines, each generating over £100 million annually.

Romania, a strategic market

Romania remains a key market, ranking third globally by monthly active users, after the United Kingdom and France.

The customer base grew by 12%, reaching 4.8 million users, with a 27% penetration rate among the eligible population.

User activity remains high:

• an average of 12 card payments per month per user
• 78% of transactions are domestic
• peer-to-peer transfers exceeded 129 million transactions (+15%)

Growth in financial products

Banking activity strengthened in 2025:

• deposits increased by 30%
• loan portfolio grew by 68%
• personal loans increased by 44%
• savings and investments rose by 111%

On the business side, the customer base grew by 32%, while transaction volumes increased by 126%.

Global expansion and 2026 outlook

Revolut is accelerating its international expansion:

• operations launched in Mexico (2026)
• expansion in the UK for 13 million customers
• banking license application submitted in the US

The company plans to invest £10 billion over the next five years and aims to reach 100 million customers by 2027.

Photo: Money Today